The NDIS has been a game changer when it comes to housing for people
with a disability, providing more options, more support and the ability
to live more independently for many.
It’s important to know that
only a small percentage of NDIS participants will receive NDIS funding
for accommodation (called specialist disability accommodation).
For
the majority, NDIS also won’t cover funding for rent or any other type
of day to day costs like telephone, internet or groceries.
What the NDIS will fund on a much more regular basis is the support that can enable independent living.
Participants
are now able access life skills building like cooking, budgeting and
learning to catch public transport. They can request home modifications,
or access a support worker to assist with showering, shopping or
preparing meals in the home environment, all providing more confidence
to live more independently.
Many more people with a disability
are finally able to realise their dream that they may – for the first
time - be able to move out of the family home or a group home and into
mainstream housing with people they choose and in an area they choose.
Sometimes
preparing for such a move can be a process over a number of years. It
is important to talk to your planner about your longer-term goals and
how and where you would like to live, and with whom. This can be
factored into your plan, with a specific goal to work towards increased
independent living.
Help to find a suitable home
There
are a number of different housing options for you to consider, to work
out what’s right for you. You can request ‘coordination of supports’ in
your plan to fund a support coordinator to help you look at the various
housing options available to you.
There is also a support item
‘Assistance with Accommodation and Tenancy Obligations’ that can provide
you with assistance to obtain and/or retains appropriate accommodation.
This can include assisting you to apply for a rental tenancy or to
undertake tenancy obligations. You’ll need to ask for this in your plan.
Specialist Disability Accommodation (SDA)
Some
Australians living with disability require access to Specialist
Disability Accommodation (SDA) which is housing designed for those with
very high support needs and/or extreme functional impairment. Only about
6% (28,000) of NDIS participants are estimated to be eligible for SDA,
although the actual figure may be higher.
The National Disability Insurance Agency makes the decision about who is eligible for SDA.
Eligible
participants requiring access to SDA will have funding included in
their plan to cover any disability-related housing costs that are above
the ordinary costs of housing. Tenants will still need to pay a
‘reasonable rent contribution’.
SDA funding does not cover
support costs, which are assessed and funded separately by the NDIS.
These are known as Supported Independent Living (SIL) costs – see below.
These in-home supports no longer need to be provided by the housing
provider which means that SDA and SIL providers will be two separate
providers.
Usually SDA is shared with other people, either in a
unit or a house. There’s a move away from larger style residential
‘facilities’ to smaller three or five bedroom shared homes, with the
largest growth expected to take place in the duplex/townhouse housing
type (1-3 bedrooms).
The next generation of NDIS housing is
expected to not look any different from any other housing, it is
designed for independence and is close to amenities.
Mainstream housing options
Mainstream housing options are all housing options that are not SDA and are options available to all Australians including:
Private rental or house sharing
This
means to rent a house, unit or apartment from a landlord and may
include living with others who don’t a disability, living with friends,
or house sharing.
The NDIS will not pay your rent as it does not pay for costs that people who don’t have a disability incur in their daily lives.
You
can use any income you may have and/or your Disability Support Pension
and Commonwealth Rent Assistance (if you are entitled to them) towards
your rent.
Many people have found sharing a house with one or two
others can significantly reduce the amount of rent they pay, and they
may be able to share supports e.g. a support worker stays overnight to
enable independent living, or helps housemates with dinner, or to catch
the bus with them to work, which also helps reduce support costs.
Private
renting may also give you greater choice over who you live with and
where you live e.g. close to work, close to public transport and other
community activities you may participate in.
Private rentals that
are older may not be as accessible as you require, so think about what
you need now but also what you may need in 12 months’ time or further
afield e.g. whether it is wheelchair accessible, whether you may need to
modify the bathroom.
Home modifications in private rentals –
such as installing handrails or ramps – may be funded under the NDIS but
they will need to be approved by your landlord beforehand and you’ll
need to request them in your plan.
Public housing and community housing
Public
housing is delivered through state governments, and there are usually
long waiting lists. Not everyone is eligible for public housing, it
depends on your income and what you own. Your state government housing
department can talk to you about what the eligibility requirements are,
and how to apply for housing.
Community/social housing is similar
to public housing but is usually managed by a not-for-profit
organisation who own the property.
Living in the family home or your own home
Many
people with a disability prefer to stay in the family home or their own
home with their nearest and dearest, and families often prefer that
option too. While funding is not available under the NDIS for this
option – in other words, to go to parents towards ‘board’ - there is
still plenty of support available.
There’s a raft of options
available now through the NDIS such as in-home support, community access
or respite to complement ‘informal support’ (often family support) for
things like showering, home maintenance, transportation, life skills or
cooking, making staying at home a more viable option for those who
prefer it.
Home modifications are also able to be funded if they
are required to stay in your own home such as the installation of ramps,
bathroom modifications, rails.
Supported independent living – support at home
Supported
independent living is funding for supervising tasks of daily life in a
shared living environment, either temporary or ongoing. People with a
disability who live in a private rental setting, own their own home and
live with others, or those who live in Specialist Disability
Accommodation may be eligible.
The funding for these items vary
in the NDIS price guide and are dependent upon the level of support
required, as well as the number of people living in the shared setting.
There are three levels available*:
Lower need – provides supervision of living arrangements and is not usually provided 24/7.
Standard need – provides 24/7 support including active assistance and/or supervision of most daily tasks, overnight sleepovers.
Complex need
– provides highly frequent assistance to the individual with: managing
challenging behaviours that require intensive positive behaviour
support, continual active assistance with all daily tasks, active
management of complex medical needs, active support 24/7 including
overnight.
March 12, 2022 - BY Admin